Why Choose KCM Benefits Group

Here at KCM Benefits Group we know that as an Employer you have many choices when it comes to Insurance Brokers. Over the last 15 Years, our founder, Miles McKenna has taken great pride in developing long term relationships with his Clients. Many times Brokers try and sell you insurance without taking time to understand your needs. Their hope is that the more they sell the more cases renew the following year.

However, KCM understands that the key to long term success is taking the time to understand the needs of our clients, and to develope a long term partnership.

Group Health Insurance

With as few as two enrolled employees and a modest employer contribution, any company can offer group health insurance.  With countless plan designs to select from, from Copay Plans and PPOs to HSAs to HRAs to HMOs and even combinations, the small business can have a group health insurance program that rivals the largest companies.  Don't worry about the terminology, we convert it all into simple English and also explain it to your employees.   Think of us as the unpaid employee who takes care of your benefits.  We'll work with you to design the best plan for your particular needs and negotiate with the insurance companies for the most favorable rates.  We'll even sign you up … [Read More...]

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Group Dental Insurance

With the cost of a dental visit for a routine checkup and cleaning well in excess of $100, often more than $200 when x-rays are involved, it’s no wonder that dental insurance is the next most requested benefit after health.  Unfortunately, in the current economy many companies have had to cut back on dental benefits and many more are considering dropping dental altogether.  We are here with great news!  If you currently have a dental plan we can show you how, to continue offering dental to your employees while significantly reducing your costs.    Our experience shows at least 30% of employees will eagerly enroll in completely voluntary dental insurance.   These voluntary plans have low (3 enrolled) minimum participation … [Read More...]

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Group Life and Disability

For many Americans the only life insurance they have is what is provided through their place of employment and, with the cost of individual disability insurance rather prohibitive for the average person, most also look to the workplace for disability coverage.   Employers can rest easily, however.  Group term life insurance is inexpensive and guaranteed issue for groups with five or more employees  and many plans include the option for voluntary spousal and child coverage. Short-term and long-term disability plans are also available at little or no cost to the employer's business and, may be guaranteed issue with as few as two employees. … [Read More...]